/* ============================================================
   SwiftBridge Wholesale — Global Stylesheet
   Colors: Navy #1A4B8C | Teal #1D7A6B | White #FFFFFF
   ============================================================ */

/* ── RESET & BASE ─────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body { font-family: 'Segoe UI', Arial, Helvetica, sans-serif; color: #1a1a1a; background: #fff; line-height: 1.6; }
img { max-width: 100%; display: block; }
a { color: #1A4B8C; text-decoration: none; }
a:hover { text-decoration: underline; }
ul { list-style: none; }

/* ── CSS VARIABLES ────────────────────────────────────────── */
:root {
  --navy: #1A4B8C;
  --navy-dark: #0f2f5a;
  --teal: #1D7A6B;
  --teal-dark: #14594e;
  --white: #FFFFFF;
  --gray-light: #f4f6f9;
  --gray-mid: #e0e6ef;
  --gray-text: #555e6d;
  --red: #c0392b;
  --shadow: 0 4px 24px rgba(26,75,140,.10);
  --radius: 8px;
  --transition: .2s ease;
}

/* ── TYPOGRAPHY ───────────────────────────────────────────── */
h1 { font-size: clamp(1.8rem, 4vw, 2.8rem); font-weight: 800; line-height: 1.2; }
h2 { font-size: clamp(1.4rem, 3vw, 2rem); font-weight: 700; line-height: 1.3; }
h3 { font-size: 1.15rem; font-weight: 700; }
p  { color: var(--gray-text); }

/* ── BUTTONS ──────────────────────────────────────────────── */
.btn {
  display: inline-block; padding: 14px 30px; border-radius: var(--radius);
  font-size: .95rem; font-weight: 700; text-align: center; cursor: pointer;
  border: 2px solid transparent; transition: all var(--transition); text-decoration: none;
  white-space: nowrap;
}
.btn-primary   { background: var(--navy); color: #fff; border-color: var(--navy); }
.btn-primary:hover { background: var(--navy-dark); border-color: var(--navy-dark); text-decoration: none; }
.btn-teal      { background: var(--teal); color: #fff; border-color: var(--teal); }
.btn-teal:hover { background: var(--teal-dark); border-color: var(--teal-dark); text-decoration: none; }
.btn-outline   { background: transparent; color: #fff; border-color: #fff; }
.btn-outline:hover { background: #fff; color: var(--navy); text-decoration: none; }
.btn-outline-navy { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-outline-navy:hover { background: var(--navy); color: #fff; text-decoration: none; }
.btn-lg { padding: 16px 38px; font-size: 1.05rem; }
.btn-full { width: 100%; display: block; }

/* ── NAVIGATION ───────────────────────────────────────────── */
.nav {
  position: sticky; top: 0; z-index: 999;
  background: var(--white); border-bottom: 1px solid var(--gray-mid);
  box-shadow: 0 2px 12px rgba(0,0,0,.07);
}
.nav-inner {
  max-width: 1200px; margin: 0 auto; padding: 0 24px;
  display: flex; align-items: center; height: 70px; gap: 32px;
}
.nav-logo {
  font-size: 1.3rem; font-weight: 800; color: var(--navy); white-space: nowrap;
  text-decoration: none; flex-shrink: 0;
}
.nav-logo span { color: var(--teal); }
.nav-links { display: flex; align-items: center; gap: 4px; flex: 1; }
.nav-links a {
  padding: 8px 14px; border-radius: 6px; font-size: .88rem; font-weight: 600;
  color: #333; transition: all var(--transition); text-decoration: none;
}
.nav-links a:hover, .nav-links a.active { color: var(--navy); background: var(--gray-light); }
.nav-cta { margin-left: auto; }
.nav-hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 8px; margin-left: auto; }
.nav-hamburger span { display: block; width: 24px; height: 2px; background: var(--navy); border-radius: 2px; transition: all var(--transition); }
.nav-mobile { display: none; background: #fff; border-top: 1px solid var(--gray-mid); padding: 16px 24px; flex-direction: column; gap: 4px; }
.nav-mobile a { padding: 12px 16px; border-radius: 6px; color: #333; font-weight: 600; font-size: .95rem; display: block; text-decoration: none; }
.nav-mobile a:hover { background: var(--gray-light); color: var(--navy); }
.nav-mobile .btn { margin-top: 8px; text-align: center; }
.nav-mobile.open { display: flex; }

/* ── HERO ─────────────────────────────────────────────────── */
.hero {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 60%, #1d5e9e 100%);
  color: #fff; padding: 96px 24px 80px; text-align: center;
}
.hero-inner { max-width: 800px; margin: 0 auto; }
.hero-eyebrow {
  display: inline-block; background: var(--teal); color: #fff;
  padding: 5px 14px; border-radius: 20px; font-size: .8rem; font-weight: 700;
  letter-spacing: .5px; text-transform: uppercase; margin-bottom: 24px;
}
.hero h1 { color: #fff; margin-bottom: 20px; }
.hero-sub { font-size: 1.1rem; color: rgba(255,255,255,.85); max-width: 620px; margin: 0 auto 40px; }
.hero-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
.hero-trust { margin-top: 48px; display: flex; justify-content: center; gap: 40px; flex-wrap: wrap; }
.hero-trust-item { text-align: center; }
.hero-trust-item .num { font-size: 1.8rem; font-weight: 800; color: #fff; }
.hero-trust-item .lbl { font-size: .75rem; color: rgba(255,255,255,.7); text-transform: uppercase; letter-spacing: .5px; }

/* ── SECTION WRAPPERS ─────────────────────────────────────── */
.section { padding: 80px 24px; }
.section-alt { background: var(--gray-light); }
.container { max-width: 1200px; margin: 0 auto; }
.section-header { text-align: center; margin-bottom: 56px; }
.section-header h2 { color: var(--navy); margin-bottom: 12px; }
.section-header p { font-size: 1.05rem; max-width: 560px; margin: 0 auto; }
.eyebrow {
  display: inline-block; font-size: .75rem; font-weight: 700; letter-spacing: 1.5px;
  text-transform: uppercase; color: var(--teal); margin-bottom: 10px;
}

/* ── CARDS ────────────────────────────────────────────────── */
.card-grid { display: grid; gap: 24px; }
.card-grid-2 { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.card-grid-3 { grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.card-grid-4 { grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); }
.card {
  background: #fff; border: 1px solid var(--gray-mid); border-radius: var(--radius);
  padding: 32px; box-shadow: var(--shadow); transition: transform var(--transition);
}
.card:hover { transform: translateY(-3px); }
.card-icon { font-size: 2rem; margin-bottom: 16px; }
.card h3 { color: var(--navy); margin-bottom: 10px; }
.card p { font-size: .93rem; }

/* ── WHO WE HELP LIST ─────────────────────────────────────── */
.help-list { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 14px; }
.help-item {
  display: flex; align-items: center; gap: 12px; padding: 16px 20px;
  background: #fff; border-radius: var(--radius); border: 1px solid var(--gray-mid);
  font-size: .93rem; font-weight: 600; color: #333;
}
.help-item .icon { font-size: 1.3rem; flex-shrink: 0; }

/* ── STEPS ────────────────────────────────────────────────── */
.steps-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 32px; }
.step { text-align: center; padding: 16px; }
.step-num {
  width: 60px; height: 60px; border-radius: 50%; background: var(--navy); color: #fff;
  font-size: 1.5rem; font-weight: 800; display: flex; align-items: center; justify-content: center;
  margin: 0 auto 20px;
}
.step h3 { color: var(--navy); margin-bottom: 10px; }
.step p { font-size: .93rem; }

/* ── TWO-COL SPLIT ────────────────────────────────────────── */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
@media(max-width: 768px) { .split { grid-template-columns: 1fr; gap: 40px; } }
.split-box {
  background: var(--navy); color: #fff; border-radius: 12px; padding: 48px 40px;
  text-align: center;
}
.split-box .big { font-size: 4rem; font-weight: 800; color: #7eb8ff; line-height: 1; margin-bottom: 16px; }
.split-box p { color: rgba(255,255,255,.85); font-size: 1rem; }

/* ── MARKETS BANNER ───────────────────────────────────────── */
.markets { background: var(--teal); color: #fff; padding: 48px 24px; text-align: center; }
.markets h2 { color: #fff; margin-bottom: 8px; }
.markets p { color: rgba(255,255,255,.85); margin-bottom: 32px; }
.markets-list { display: flex; justify-content: center; gap: 24px; flex-wrap: wrap; }
.market-badge {
  background: rgba(255,255,255,.15); border: 2px solid rgba(255,255,255,.4);
  color: #fff; padding: 14px 32px; border-radius: 50px;
  font-size: 1.05rem; font-weight: 700;
}

/* ── CTA BANNER ───────────────────────────────────────────── */
.cta-banner { background: linear-gradient(135deg, var(--navy), var(--navy-dark)); color: #fff; padding: 80px 24px; text-align: center; }
.cta-banner h2 { color: #fff; margin-bottom: 16px; }
.cta-banner p { color: rgba(255,255,255,.85); max-width: 500px; margin: 0 auto 36px; }

/* ── FORMS ────────────────────────────────────────────────── */
.form-page { padding: 64px 24px; background: var(--gray-light); min-height: 80vh; }
.form-wrap { max-width: 760px; margin: 0 auto; }
.form-header { text-align: center; margin-bottom: 40px; }
.form-header h1 { color: var(--navy); margin-bottom: 12px; }
.form-header p { font-size: 1.05rem; }
.form-card { background: #fff; border-radius: 12px; padding: 48px; box-shadow: var(--shadow); }
@media(max-width: 600px) { .form-card { padding: 28px 20px; } }

.form-section-title {
  font-size: .75rem; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase;
  color: var(--teal); border-bottom: 2px solid var(--gray-mid); padding-bottom: 8px;
  margin: 28px 0 20px;
}
.form-section-title:first-child { margin-top: 0; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 20px; }
@media(max-width: 560px) { .form-row { grid-template-columns: 1fr; } }
.form-row.full { grid-template-columns: 1fr; }
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-group label { font-size: .82rem; font-weight: 700; color: #333; text-transform: uppercase; letter-spacing: .4px; }
.form-group input,
.form-group select,
.form-group textarea {
  border: 1.5px solid var(--gray-mid); border-radius: 6px; padding: 11px 14px;
  font-size: .95rem; color: #1a1a1a; transition: border-color var(--transition);
  background: #fff; font-family: inherit;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 3px rgba(26,75,140,.08); }
.form-group textarea { resize: vertical; min-height: 100px; }
.form-group input[type="file"] { padding: 8px; }
.form-required { color: var(--red); }

/* Checkboxes */
.check-group { display: flex; flex-direction: column; gap: 10px; }
.check-item { display: flex; align-items: flex-start; gap: 10px; cursor: pointer; }
.check-item input[type="checkbox"] { width: 18px; height: 18px; margin-top: 2px; flex-shrink: 0; accent-color: var(--navy); cursor: pointer; }
.check-item span { font-size: .9rem; color: #333; line-height: 1.5; }
.check-cols { display: grid; grid-template-columns: 1fr 1fr; gap: 8px 20px; }
@media(max-width: 480px) { .check-cols { grid-template-columns: 1fr; } }

/* Consent boxes */
.consent-box {
  background: var(--gray-light); border: 1px solid var(--gray-mid); border-radius: 6px;
  padding: 16px 18px; margin-bottom: 16px;
}
.consent-box .check-item span { font-size: .82rem; color: var(--gray-text); }

/* Submit area */
.form-submit-area { margin-top: 32px; }
.submit-btn {
  width: 100%; padding: 17px; background: var(--navy); color: #fff; border: none;
  border-radius: var(--radius); font-size: 1.05rem; font-weight: 700; cursor: pointer;
  display: flex; align-items: center; justify-content: center; gap: 10px;
  transition: background var(--transition); font-family: inherit;
}
.submit-btn:hover { background: var(--navy-dark); }
.submit-btn:disabled { background: #aaa; cursor: not-allowed; }
.submit-btn.teal { background: var(--teal); }
.submit-btn.teal:hover { background: var(--teal-dark); }
.spinner {
  width: 20px; height: 20px; border: 3px solid rgba(255,255,255,.4);
  border-top-color: #fff; border-radius: 50%; animation: spin .7s linear infinite;
  display: none;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* Success / thank you */
.success-box { display: none; text-align: center; padding: 48px 24px; }
.success-box .success-icon { font-size: 3.5rem; margin-bottom: 20px; }
.success-box h2 { color: var(--navy); margin-bottom: 12px; }
.success-box p { font-size: 1rem; max-width: 480px; margin: 0 auto; }
.success-box .phone-link { display: inline-block; margin-top: 20px; font-size: 1.2rem; font-weight: 700; color: var(--teal); }

/* Alert */
.form-alert {
  display: none; padding: 14px 18px; border-radius: 6px; margin-bottom: 20px;
  font-size: .9rem; font-weight: 600;
}
.form-alert.error { background: #fdedec; color: #922b21; border: 1px solid #f1948a; }

/* ── FAQ ──────────────────────────────────────────────────── */
.faq-list { max-width: 700px; margin: 0 auto; display: flex; flex-direction: column; gap: 16px; }
.faq-item { background: #fff; border: 1px solid var(--gray-mid); border-radius: var(--radius); overflow: hidden; }
.faq-q {
  padding: 18px 24px; font-weight: 700; font-size: .95rem; cursor: pointer;
  display: flex; justify-content: space-between; align-items: center; color: var(--navy);
  user-select: none;
}
.faq-q::after { content: '+'; font-size: 1.3rem; font-weight: 400; color: var(--teal); }
.faq-item.open .faq-q::after { content: '−'; }
.faq-a { display: none; padding: 0 24px 18px; font-size: .93rem; color: var(--gray-text); line-height: 1.7; }
.faq-item.open .faq-a { display: block; }

/* ── PORTAL PAGE ──────────────────────────────────────────── */
.portal-hero { background: linear-gradient(135deg, var(--navy-dark), var(--navy)); color: #fff; padding: 80px 24px; text-align: center; }
.portal-hero h1 { color: #fff; margin-bottom: 12px; }
.portal-hero p { color: rgba(255,255,255,.8); }
.portal-login { max-width: 440px; margin: 48px auto 0; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.2); border-radius: 12px; padding: 40px; }
.portal-login h3 { color: #fff; margin-bottom: 24px; text-align: center; }
.portal-login input { width: 100%; margin-bottom: 14px; background: rgba(255,255,255,.1); border-color: rgba(255,255,255,.25); color: #fff; }
.portal-login input::placeholder { color: rgba(255,255,255,.5); }
.portal-login .btn { width: 100%; }
.portal-note { text-align: center; margin-top: 16px; font-size: .85rem; color: rgba(255,255,255,.6); }
.portal-note a { color: #7eb8ff; }

/* ── ABOUT ────────────────────────────────────────────────── */
.values-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 24px; }
.value-card { padding: 32px 24px; border-radius: var(--radius); background: #fff; border: 1px solid var(--gray-mid); box-shadow: var(--shadow); text-align: center; }
.value-card .icon { font-size: 2.2rem; margin-bottom: 14px; }
.value-card h3 { color: var(--navy); margin-bottom: 8px; }
.value-card p { font-size: .9rem; }
.story-block { max-width: 720px; margin: 0 auto; }
.story-block p { font-size: 1.05rem; line-height: 1.8; margin-bottom: 20px; }

/* ── CONTACT ──────────────────────────────────────────────── */
.contact-info { display: flex; flex-direction: column; gap: 20px; }
.contact-item { display: flex; align-items: center; gap: 16px; padding: 24px; background: #fff; border: 1px solid var(--gray-mid); border-radius: var(--radius); box-shadow: var(--shadow); }
.contact-item .ci-icon { font-size: 1.8rem; flex-shrink: 0; }
.contact-item h3 { font-size: .85rem; text-transform: uppercase; letter-spacing: .5px; color: var(--teal); margin-bottom: 4px; }
.contact-item a, .contact-item p { font-size: 1.05rem; font-weight: 600; color: var(--navy); text-decoration: none; }

/* ── FOOTER ───────────────────────────────────────────────── */
footer { background: var(--navy-dark); color: rgba(255,255,255,.7); padding: 56px 24px 32px; }
.footer-inner { max-width: 1200px; margin: 0 auto; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 48px; }
@media(max-width: 768px) { .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; } }
@media(max-width: 480px) { .footer-grid { grid-template-columns: 1fr; } }
.footer-brand { font-size: 1.2rem; font-weight: 800; color: #fff; margin-bottom: 12px; }
.footer-brand span { color: #7eb8ff; }
.footer-desc { font-size: .88rem; line-height: 1.7; margin-bottom: 20px; }
.footer-social { display: flex; gap: 10px; }
.footer-social a {
  width: 36px; height: 36px; border-radius: 50%; background: rgba(255,255,255,.1);
  display: flex; align-items: center; justify-content: center; font-size: .9rem;
  color: rgba(255,255,255,.7); transition: background var(--transition); text-decoration: none;
}
.footer-social a:hover { background: var(--teal); color: #fff; }
.footer-col h4 { color: #fff; font-size: .85rem; text-transform: uppercase; letter-spacing: 1px; margin-bottom: 16px; }
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col ul li a { font-size: .88rem; color: rgba(255,255,255,.65); transition: color var(--transition); text-decoration: none; }
.footer-col ul li a:hover { color: #fff; }
.footer-contact li { font-size: .88rem; color: rgba(255,255,255,.65); margin-bottom: 10px; }
.footer-contact a { color: rgba(255,255,255,.65); text-decoration: none; }
.footer-contact a:hover { color: #fff; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.1); padding-top: 24px; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; }
.footer-bottom p { font-size: .8rem; }
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { font-size: .8rem; color: rgba(255,255,255,.5); text-decoration: none; }
.footer-bottom-links a:hover { color: #fff; }

/* ── UTILITY ──────────────────────────────────────────────── */
.text-center { text-align: center; }
.text-navy { color: var(--navy); }
.text-teal { color: var(--teal); }
.mt-4 { margin-top: 16px; }
.mt-8 { margin-top: 32px; }
.mb-4 { margin-bottom: 16px; }
.divider { height: 2px; background: linear-gradient(to right, var(--navy), var(--teal)); border-radius: 2px; margin: 0 auto 48px; max-width: 60px; }

/* ── RESPONSIVE ───────────────────────────────────────────── */
@media(max-width: 900px) {
  .nav-links, .nav-cta { display: none; }
  .nav-hamburger { display: flex; }
}
@media(max-width: 600px) {
  .hero { padding: 64px 20px 56px; }
  .hero-trust { gap: 24px; }
  .section { padding: 56px 20px; }
  h1 { font-size: 1.8rem; }
  h2 { font-size: 1.4rem; }
}